The new analysis sounds alarm since a dangerous trifecta crashes closer to US households

TO New study He has revealed a heartbreaking reality: billion dollars in residential real estate in the United States have a serious risk of destruction due to a dangerous disaster triafect worsened by the increase in global temperatures: forest firesFlood and extreme wind.

Like these Extreme climate The events intensify, millions of owners could face a financial and emotional agitation, in addition to the growing difficulty of selling properties in high -risk areas.

What is happening?

TO Zillow study He discovered that homes valued in a combined total of $ 17 billion have an important wind risk, $ 9.1 billion are at risk of Forest fire The damage and the $ 7 billion could suffer serious floods at the current disaster rate worsened by the change in temperatures and climatic patterns.

The report highlights Los Angeles as the city with the highest total value of homes with a higher risk of forest fires, an amazing amount of $ 831 billion, while New York city faces the largest threat of flooding with homes worth $ 593 billion at risk. Miami closely follows at $ 580 billion.

Extreme wind damage raises an even greater financial charge, with properties with a value of $ 3 billion from New York City, $ 1.4 billion in Miami and $ 1 billion in Boston among some of the most vulnerable.

Zillow’s findings also suggest that houses in high -risk areas are less likely to sell at their original list price, demonstrating that buyers are increasingly Taking these dangers into account In your decisions.

Why is this worrying?

So what does this mean to the country’s residential real estate state?

On the one hand, massive financial implications that are worrisome at multiple levels. Owners may have difficulty ensuring affordable insurancesince insurers generally withdraw from high -risk areas or increase dramatically. Meanwhile growing Disasters Continue displacing communities, leaving behind not only financial losses, but also deep emotional and social scars.

Beyond individual owners, everything Housing Market in the United States You can feel the effects of the wave, with the values ​​of the homes that decrease in certain regions, while economic inequality grows as low -income communities have the worst part of these Threats.

What can be done about it?

Addressing these risks begins with stronger policies and smarter planning. Cities can adopt more strict construction codes, invest in flood barriers and ensure that insurance is accessible to housing owners at risk. Programs like FEMA flood mitigation assistance Help to finance the elevation and relocation of the home to reduce potential losses.

For housing owners, tool verifications such as Riskfactor.com You can provide information about the fire, flood and exposure to the wind of a property. Protection updates -How fire -resistant roofs, storm Putters and high foundations: they can help to safeguard houses and reduce insurance costs.

The solutions promoted by the community also play a key role. Local efforts such as forest fire prevention, flood resistance landscape and emergency preparation plans can reduce damage and save lives. Although financial and emotional bets are high, the proactive steps today can protect households, financial security and entire communities of the growing threat of extreme climate.

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